Letter to the Editor

Medicare

By Hal Chorny, Gardiner
Posted 12/1/22

The open session is upon us, a period during which seniors can switch health insurance plans. Seniors are receiving solicitations to join Medicare Advantage plans with promises of huge money savings, …

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Letter to the Editor

Medicare

Posted

The open session is upon us, a period during which seniors can switch health insurance plans. Seniors are receiving solicitations to join Medicare Advantage plans with promises of huge money savings, perks like gym memberships, vision and dental coverage, and more. They are trying to lure seniors from government run Medicare into private, for- profit plans. Medicare Advantage plans maximize profits to reward their stockholders. Traditional Medicare limits what physicians can charge and keeps their overhead to less than two percent. Some Medicare Advantage plans are cheaper than straight Medicare, but provide less coverage. There are many indirect ways to reduce coverage including obstacles to obtain authorizations, size limited panels of doctors and as many ingenious ways as they can create. Their major goal is profit, not health care. The main goal of traditional Medicare is health care, not profits. With straight Medicare one can see most any provider and never be denied care by a clerk administering the rules of the company. It is the plan for those who want to be sure they will get what they pay for.